Lead AI Product Manager - Telematics, Portugal

ABOUT ZEGO 🚀 At Zego, we're on a mission to do the good thing, not the insurance thing. Insurance hasn't changed much in over a century. The way we live, work and travel has. We're building the real-time, AI-driven infrastructure that powers innovative insurance, so good drivers get cover that works the way they actually drive. We're not just updating insurance; We're leading the AI evolution in insurance 🤖 For us, AI isn't a line on a roadmap or a buzzword on a slide. It's our operating reality, and it's how we build products that back drivers instead of the old insurance playbook. We don't do things slowly, and we don't do bureaucracy. We back high-performance builders who want ownership, early responsibility and the chance to do the most career-defining work of their lives. You'll get the space to try things, the tools to move fast, and the room to see your ideas reach millions of drivers. Do not take our word for it. Read what Zegons say about us on Glassdoor https://www.glassdoor.co.uk/Overview/Working-at-Zego-Insurance-EI_IE1851459.11,25.htm. If you're ready to build the future of insurance, we're hiring. Location Portugal | Compensation package €75,000 - €90,000 base + Bonus + Share Options + Benefits | Ways of working remote with quarterly visits to our London office About the Role We are looking for a Lead AI Product Manager to own Telematics at Zego. Our proprietary telematics is how we understand the way people actually drive, and the ratings it produces shape pricing, risk management and claims across our whole book. You’ll own the telematics stack as a product: the SDKs that capture driving data, the processing that turns it into trips, events and scores, and the Risk Management capabilities that act on them. You’ll set the 6-12 month direction across these teams and make the build-vs-buy-vs-partner calls on sensors, data sources and models. You’ll work closely with Data Science, Pricing, Claims and Zego’s Leadership Team, champion an experiment-first culture, and mentor Product Managers across the organisation. What You’ll Be Doing - Set the six-to-12-month Telematics strategy across the SDKs, data processing and Risk Management, including the build, buy or partner calls on sensors, data and models. - Own data quality at the source, setting the standards for trip recording, location accuracy, battery impact and stability that every score depends on. - Own the product side of our scoring models with Data Science, so the score is accurate, explainable and safe to change on a live book. - Lead Risk Management, defining how we act on driving behaviour - from price adjustments to interventions and cancellations - balancing loss ratio with fair customer outcomes. - Turn driving data into P&L impact with Pricing, Underwriting, Claims and Fraud, through sharper risk selection, fairer prices and better fraud detection. - Embed rigorous experimentation as the default operating rhythm, even when changes touch price and live policies. - Build reusable AI playbooks, workflows and assets that multiply the whole team’s output, from trip-data analysis to automated data and model monitoring. - Coach Product Managers across the organisation, raising the bar for product craft and data capability. What You’ll Need to Be Successful - Strategic product leadership. Significant experience leading product strategy across multiple teams or domains in a high-growth environment, with decisions that moved business-level metrics. - Data, sensor or ML products. You’ve built products on behavioural, location or sensor data - ideally telematics, mobility or IoT - and understand how signals become models, and models become decisions. - Technical depth. Comfortable engaging engineers on mobile SDKs, data pipelines and ML pipelines, enough to make informed strategic bets. - Commercial and risk fluency. Deep understanding of pricing levers, risk modelling and loss ratios, and credible with Actuaria