AML/KYC Officer - Digital Assets

We are looking for an experienced AML Officer to support AML/KYC activities relating to IMC’s crypto counterparties and digital asset business activities. This role requires a strong understanding of AML/CTF risks associated with crypto markets, including exposure to high-risk counterparties, complex ownership structures, sanctions risk and enhanced due diligence requirements. The successful candidate must be capable of independently conducting risk assessments, challenging counterparties where necessary and applying a pragmatic, risk-based approach in a fast-moving environment. The role requires strong analytical judgement and the ability to independently assess and challenge complex counterparty risks in a fast-moving and evolving regulatory environment. You will combine analytical work with direct interaction with counterparties, front office teams and internal stakeholders. Your Core Responsibilities AML/KYC Counterparty Reviews • Perform customer due diligence (CDD) and periodic reviews for crypto counterparties • Conduct risk-based counterparty reviews with exposure to enhanced due diligence (EDD) requirements • Analyze complex ownership and control structures, including offshore and layered structures where relevant • Assess AML/CTF and sanctions risks associated with counterparties, products and jurisdictions • Manage escalations relating to high-risk counterparties and onboarding matters • Conduct independent AML/KYC risk assessments and determine appropriate risk classifications • Prepare high-risk cases and escalation memos for senior stakeholder approval Screening & Risk Analysis • Conduct adverse media and sanctions screening using relevant screening tools • Identify and assess AML/CTF and sanctions-related red flags associated with crypto counterparties and digital asset activities • Review wallet-related information and blockchain intelligence outputs where applicable • Provide AML/CTF subject matter expertise on onboarding and counterparty risk matters Stakeholder & Counterparty Engagement • Engage directly with counterparties regarding AML/KYC requirements and documentation requests • Work closely with Trading, Legal, Compliance and operational teams on onboarding and risk matters • Provide practical AML guidance to internal stakeholders on crypto-related risks and controls • Governance & Regulatory Support • Support AML/KYC enhancement initiatives and control improvements • Draft and maintain AML/CTF policies, procedures and guidance materials • Assist with internal audits, regulatory reviews and remediation actions • Remain current on AML/CTF regulatory developments, sanctions frameworks and industry expectations relevant to digital assets Governance & Regulatory Support • Support AML/KYC enhancement initiatives and control improvements • Draft and maintain AML/CTF policies, procedures and guidance materials • Assist with internal audits, regulatory reviews and remediation actions • Remain current on AML/CTF regulatory developments, sanctions frameworks and industry expectations relevant to digital assets Key deliverables • Timely and accurate completion of CDD analyses and periodic counterparty reviews • Effective handling of counterparty KYC requests and communications • Risk-based analysis of adverse media and sanctions screening alerts • Reliable and well-documented AML transaction monitoring • Up-to-date compliance policies, procedures, and documentation Your Skills and Experience: • 4+ years of AML/KYC/CDD experience within crypto, trading, banking, payment institutions or other regulated financial institutions • Strong understanding of enhanced due diligence (EDD) requirements and risk-based AML/KYC assessments • Prior familiarity with AML/CTF risks and typologies relevant to digital assets and crypto markets is preferred (but not mandatory) • Experience conducting independent risk assessments and exercising sound judgement • Familiarity with crypto transactio